Built for Transportation Risk

The Next Nuclear Verdict Looks Like a Routine Loss Today.

Canotera turns initial loss reports into predictive signals on severity, attorney representation, venue risk, and ultimate exposure, so motor carriers and their insurers intervene before a fender-bender becomes an eight-figure verdict.

See How It Works

Trusted by motor carriers, commercial auto insurers, and transportation defense firms · ISO 27001 certified

Operational intelligence for transportation risk leaders

The Challenge

Commercial auto has been unprofitable for over a decade. The math is broken at intake.

Nuclear verdicts in trucking are no longer rare. Reptile-theory plaintiff strategies, anchoring tactics, and social inflation have pushed verdicts above $10M with regularity, and above $100M often enough that reinsurance markets are pulling back.

The losses concentrating in this tail — the rear-end collisions, the lane-change incidents, the seemingly minor injury claims — look indistinguishable from the routine 95% of files at first notice.

By the time the demand letter arrives, the driver's CDL file has been subpoenaed, the ELD data is in plaintiff's hands, and the carrier is defending posture rather than shaping it.

20×

Faster Claim Triage at First Notice

10×

Broader Comparable-Verdict Coverage

30%+

Reduction in Tail Risk Exposure

How Canotera Works

Predictive signals from the first loss notice.

Escalation Risk

Flags loss notices most likely to attract aggressive plaintiff representation, develop catastrophic injury claims, or land in plaintiff-friendly venues — within days, not after the demand arrives.

Coverage & Tower Analysis

Centralizes primary, excess, and umbrella layers, MCS-90 considerations, and additional-insured obligations directly within the claim file. Identifies coverage exposure ranges before reservation-of-rights letters get issued.

Resolution Forecast

Surfaces likely settlement and verdict ranges based on comparable transportation outcomes, jurisdiction, injury type, and fact pattern — so reserves and litigation strategy align before plaintiff posture hardens.

Built For

Transportation risk teams who can't afford to be reactive.

Motor Carriers & Fleets

See your loss runs the way the plaintiff bar sees them. Identify the small fraction of incidents likely to attract aggressive representation or develop into catastrophic exposure, and put your safety, claims, and defense resources on those files from day one — before the FMCSA file, ELD pull, and CDL history shape the narrative for someone else.

Commercial Auto Insurers & MGAs

Improve combined ratios where it matters: the long tail. Triage the loss notices most likely to pierce excess layers, set reserves that reflect probable severity rather than historical average, and give underwriting a feedback loop on which classes of business actually drive your adverse development.

Transportation Defense Firms

Walk into the first carrier conversation with comparable verdicts, venue patterns, and a defensible resolution range already on the table. Anchor reserves, frame demand responses, and align with the carrier's tower from the outset — instead of catching up to plaintiff's narrative six months in.

Request a Briefing

See it on one of your claims.

Submit your details and we'll run a complimentary prediction on a representative file. No commitment, no integration required to evaluate.

Custom walkthrough tailored to your fleet or book
Predictions on 1 representative loss, free
ISO 27001 certified — your data stays your data

Or skip the form and

Questions

What teams ask before they pilot.

Telematics tells you what your drivers did. Canotera tells you which loss notices are likely to escalate, where they're likely to land, and what they're likely to cost. We sit downstream of safety — at the moment a claim is reported — and give claims, risk, and counsel a forecast they can act on.

Yes. We work with most major commercial auto and trucking platforms — Origami, Riskonnect, Guidewire ClaimCenter, and others — via direct integration or secure dashboards alongside your existing intake workflow.

A first notice of loss is enough to begin. Adding the police report, ELD data, driver qualification file, prior CSA / BASIC scores, and policy tower information sharpens the prediction. All data is handled under signed DPAs and processed in single-tenant environments.

A representative-claim pilot runs in under a week with no integration required to evaluate. Full portfolio deployment, including adjuster training and stewardship reporting, typically lands inside 30–60 days, scoped against your intake cadence and reserving discipline.

ISO 27001 certified. Single-tenant deployments available. Your data is never used to train models served to other clients, and access is governed by signed DPAs.